AI-Powered Free Mortgage
Screening Tool

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AI-Powered Free Mortgage Screening Tool

AI-Powered Free Mortgage Screening Tool

Instant AI-assisted screening results. This tool helps identify possible issues and direction, but does not replace a full file review.

Use this free AI screening tool if you want a fast first look at possible mortgage issues. It helps surface concerns involving servicing errors, escrow handling, payment history, contract or disclosure problems, or transfer-related issues. If the results suggest a problem, a fuller document review may be the right next step.

Good to know: Free | AI-assisted | Instant | Directional only | Full review available if needed

Looking for state-specific help? Visit the Foreclosure State Guides for practical articles on current pressure states.

Contact and Property

*First and Last Name:

* E-mail:

* Tel:

* What's the best time to call?

* Property Address:

* City and County:

* State:

* Zip Code:

* Have an auction date?

* Are you behind on your mortgage payment?

Loan and Servicing Details

* What type of loan do you have?

* Received 3-Day Right to Cancel paper?

* Did you ever try to cancel your loan ?

* Is your current servicer named on your original closing docs?

* Who is your current mortgage servicer?

* Were you notified in writing when servicing/ownership changed?

* Pay taxes & insurance in monthly payment?

* Received annual escrow statement each year?

* Did you get written proof of debt obligation?

* Is either borrower receiving disability income?

*Borrower report disability income on application?

* Do you have more than one mortgage?

* If you are behind, please tell us why (Select One Main Reason)?:

*If you think you have a bad mortgage, please tell us why (Select One Main Reason)?

Timeline and Next Step

* Year of Mortgage:

* Purchase or Refinance:

* Did you refinance your loan less than 3 years ago?

* Did you receive your credit score results in writing?

* Were you turned down for a loan modification by your existing lender?

* Would you like a Free Consultation?

* If yes, for consultation, what type of help do you want?

* Estimated Property Value:

* Mortgage Balance:

* Interest Rate:

* Estimated Mortgage Payment:

* Estimated Gross Monthly Household Income:

* Mortgage Status:

* Have you filed for Bankruptcy, and is it still in place?

*If filed for BK, what type of BK did you file?

Sale Date (if applicable):

* Explain your situation and goal in detail:

Include timeline, servicer changes, notices, payment/escrow issues, and any broken promises. Our AI-assisted screening reviews your full form including your written details to produce a more personalized directional summary. This is educational screening support and not legal advice.

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Our Happy Clients

The free audit is a screening tool.
Use it to surface possible issues and decide whether a fuller review is worth pursuing.
CA Real Estate Radio Show
Borrowers need a clean first step.
The goal is to identify the right direction, not to overpromise a result from the screening tool.
Jose, a business owner
Practical direction is more valuable than hype.
Start with the issues the records may actually support, then decide what review or help is needed next.
Free Audit Positioning
I just wanted to call and thank you for doing this audit for me...
"I was able to get the lender to reduce the loan's principal balance from $180,000 to $110,000! ...They also waived $50,000 in back payments."
Sase, Mortgage Audit Client
Sale postponed!!
"...I just wanted to let you know that the lender postponed the trustee sale after we notified them of the audit results..."
Attorney, for Audit Client
...Thank you so much...
"I am going to refer all my friends to your service...!"
Frank, a Mortgage Audit Client

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