About Us
Solution Focused Financial's (SFF) principal has provided financial and business consulting services to consumers and businesses since 2007. The company focuses on practical mortgage-file review work, including servicing errors, mortgage account issues, chain of title concerns, and related audit support for borrowers trying to better understand and respond to foreclosure pressure.
The principal has a B.S. in Accounting and an MBA. Relevant background includes accounting policy, auditing standards, mergers and acquisitions, software development, process improvement, mortgage industry licensing history, securities exams, and QuickBooks certification.
SFF is based in Florida, with a registered address in Tallahassee. SFF helps borrowers organize issues, understand available audit options, and when appropriate, connect with attorney review resources. SFF is not a law firm and does not replace legal advice.
Why borrowers use SFF:
Mortgage Account and Servicing Error Reviews
(payment history, escrow, balances, transfer issues)
Chain of Title and Foreclosure Document Reviews
(assignments, endorsements, note and mortgage transfer issues)
Forensic and Related Audit Support
(borrower-side review of mortgage paperwork and file issues)
Attorney Review Assistance When Appropriate
(supporting borrowers in locating further legal review)
SFF is dedicated to being a nationwide resource for borrowers who need clearer information, better file organization, and more practical mortgage review support.
For current state-targeted borrower education, visit the Foreclosure State Guides. The guides focus on practical file issues in Florida, Texas, Illinois, New Jersey, Maryland, Delaware, Nevada, Georgia, New York, California, Ohio, and more.
Meetings & Appointments
Please call 813-445-5004
to discuss your situation or set up a meeting.
Call for current company and service information. This page focuses on credentials, service scope, and ways to get started.
Our Happy Clients
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Start with the file issues that can actually be documented.
Servicing records, notices, account balances, and transfer history usually matter more than broad theories. -
Borrowers need practical support and realistic expectations.
The strongest use of a review is often better organization, better leverage, and better attorney review. -
Keep the focus on what can be shown in the file.
That usually means the numbers, the notices, the assignments, and the contract terms. -
I just wanted to call and thank you for doing this audit for me...
"I was able to get the lender to reduce the loan's principal balance from $180,000 to $110,000! ...They also waived $50,000 in back payments." -
Sale postponed!!
"...I just wanted to let you know that the lender postponed the trustee sale after we notified them of the audit results..." -
...Thank you so much...
"I am going to refer all my friends to your service...!"