FORENSIC, CHAIN OF TITLE, SERVICING, AND SECURITIZATION REVIEWS
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Our reviews are designed to help borrowers better understand mortgage-file issues and, where appropriate, help attorneys or legal experts evaluate foreclosure-related problems. SFF fully supports questions relating to the audit report. All forensic reports come with a QWR and/or rescission letter (if applicable).
Our securitization approach is practical and document-driven. We do not treat "securitized" as automatically invalid. Instead, we use securitization review as an extension of chain-of-title and servicing review to identify timeline gaps, transfer-record inconsistencies, and account-history issues that may matter for settlement, mediation, or legal review.
Which review may fit best?
Forensic / Borrower-Side Review
Best for disclosure issues, payment application concerns, mortgage paperwork review, and borrower-side file problems.
Servicing / Account Review
Best for escrow issues, principal balance concerns, transfer errors, misapplied payments, and statement discrepancies.
Chain of Title / Foreclosure Document Review
Best for assignment questions, endorsement issues, note possession concerns, and mortgage transfer history.
Securitization Timeline Review
Best for trust-related transfer timing questions and reconciling ownership narrative with recorded assignments, endorsements, servicing history, and notices.
What is usually included?
Borrowers typically need a review of the mortgage paperwork, payment history, monthly statements, escrow records, transfer history, notices, and relevant foreclosure documents. In securitization-related files, this usually includes a timeline comparison of assignment records, endorsement path references, servicing transfers, and account events to help clarify where the file is consistent and where follow-up documentation is needed. Where appropriate, the review can also help organize questions for a written dispute, notice of error, settlement discussion, or attorney review.
How we handle securitization from a practical standpoint
Our goal is to give borrowers usable clarity, not hype. We focus on record quality, date consistency, and whether the ownership path and account history align across the file. This helps borrowers and counsel concentrate on actionable issues such as document gaps, servicing process problems, and material factual conflicts that can impact negotiations and case preparation.
Questions? Start with the FAQs. Looking for borrower education by location? Visit our Foreclosure State Guides for current articles on escrow pressure, notices, payment histories, and servicing issues.
Current Price List
Use the current price list as a reference, then contact us if you need help deciding which review fits best.
How to Start
Step 1
Choose the Review That Fits Your Situation
Client Intake for loan background, property information, and the issues you want reviewed.
For examples of how these issues show up in current files, see the State Guides and the Blog.
Step 2
Send the File for Initial Review
Email the completed intake and any available mortgage documents to info@solutionfocusedfinancial.com. We can help identify which review is likely to be the best fit.
Step 3
Review Preparation and Delivery
Once the scope is clear, the review is prepared using the file provided. Turnaround depends on the review type and the completeness of the documents submitted.
Step 4
Use the Results
The results can help support borrower disputes, settlement discussions, mediation preparation, and attorney review where appropriate.
Need help choosing the right review?
Call 813-445-5004 or start with the Free Online Audit if you want a fast screening tool before ordering a fuller review.